- #️⃣ Routing Number: 221475896
- ☎️ Call Us: 631-851-1100
- ✉️ Email Island Federal
- Routing Number: 221475896
- ☎️ Call Us: 631-851-1100
- ✉️ Email Island Federal
Business Lending
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Commercial Real Estate
Low rates, choose your term, and no pre-payment penalties.
– Purchase or Refinance a commercial building
– 5, 7, and 10 year terms available
– Borrow up to 75% of the property value
– No prepayment penalties, No Annual fees
– Purchase or Refinance a commercial building
– 5, 10, and 15 year terms available
– Borrow up to 80% of the property value
– No prepayment penalties, no annual fees
Island Federal Credit Union offers commercial real estate loans for purchases and refinances throughout Long Island and the five boroughs of New York. We provide commercial property financing for owner-occupied and non-owner-occupied properties of all sizes, serving business owners, real estate investors, and commercial property buyers looking for flexible lending solutions. Whether you need a commercial mortgage to purchase a property, refinance a commercial real estate loan, or finance an investment property, Island Federal delivers competitive financing with no prepayment penalties. Businesses and investors in Nassau County, Suffolk County, Brooklyn, Queens, Manhattan, and the Bronx can turn to Island Federal for trusted commercial lending expertise and personalized service.
“Every visit to this branch really is a pleasant friendly experience. The ENTIRE staff is always helpful, patient, and cooperative. The banking products offered are great! From competitive rate mortgage & auto loans, to personal & business checking. The ATM card has $0 fee at any 7-11 which is awesome and super convenient! As a 50yr old, I’ve seen a lot of banks in my life, none quite like this.”
Selden
“I have been a customer at Island Federal Credit Union for years. Every time I face a problem it’s solved with one visit as it was this morning. They are always professional in reaching a solution on Why I visited the Branch. I Thank You Island Federal Credit Union for all that you do. Keep the good work up!”
Hauppage
“I had a great experience at Island Federal Credit Union in Riverhead. They made setting up our business bank account smooth and easy, walking us through every step with professionalism and care. The staff is friendly, and I have never had a problem here with my personal account and now my business account. Highly recommend!”
Riverhead
Rewards points are valid for 1,095 days (Three years)
Through our cooperative network of ATMs, Island Members have access 125,000 fee-free ATMs. Use our ATM Locator either on our website or mobile app to find the nearest ATM to you.
Through the credit union shared branch co-op, Island Members can utilize 5,600 credit union locations across the country for their day-to-day banking needs.
Yes, the National Credit Union Association provides Island Members with federal insurance. To read more visit: NCUA Consumer Insurance
Yes, you’ll earn 0.05% on your funds over $2,500. Visit our Rates Page for full account benefits. 2
Complete our Direct Deposit Request Form and provide it to your payroll or benefits provider. Our routing number is: 221475896
We do not charge any monthly maintenance fees or minimum balance fees. View our Fee Schedule to learn more
We are here to help you with all of your business banking needs. Find the nearest branch here: Branch locator
Please complete and submit the form below and a member of our commercial lending team will contact you within 1-2 business days
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