Partnerships
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island roofing
Quick & Affordable Financing For Your Project
Low rates, quick access to funds, and flexible repayment programs
With multiple funding programs, you can choose the program that's best for you
Island Roofing and Island Federal Credit Union want to help make your roofing project as simple, stress free, and affordable as possible. Island Federal has been providing financing for home renovation projects for over 70 years.
Home Equity Lending
Did you know you can tap into the equity you've built in your home to pay for home renovation projects of all sizes?.
Rates starting at just 5.24% APR*
Personal Loans
For projects $25,000 and under a personal loan can provide quick access to funds and fixed, low monthly payments.
Rates starting at just 9.99% APR*
Current Rates
With Island Federal, you can lock in low rates and choose the repayment plan that works best for you.
Questions about funding your roofing project? Book an in-person or virtual appointment with one of our home renovation experts.
A Lending Partner That Has Your Best Interest In Mind.
Originally founded on Long Island in 1955, Island Federal proudly provides financing and banking services for over 50,000 individuals, families, and businesses. As a not-for-profit credit union, we only do what’s best for you, the borrower, not Wall Street. When you obtain financing for your roofing project through Island Federal, you know you’ll be receiving great rates, low monthly payments, and honest advice from knowledgeable representatives who only care about what’s best for you!
Hear From Our Proud Members
“My son and I met with the team at Island Federal to secure him his first credit card. They were so warm and kind to him explaining all the ins and outs of credit card use. They took a good 45 mins with him. Such a kind and caring group at island federal. Love them.”
Gail N.
Selden
“The excellent customer service I received from the Assistant Branch Manager is appreciated SO much. They helped me with getting an Island Federal Mastercard credit card approved and helped me with other banking assistance efficiently friendly and fast. They were excellent . All the staff is excellent, they always helps me at the Sayville branch. I love Island Federal credit union.”
Jack D.
Sayville
Disclosures
*APR = Annual Percentage Rate. Rates effective 06/16/2026 and subject to change without notice .May be offered credit at a higher rate with other terms; subject to credit approval and can change without notice.
Maximum loan amount available for unsecured personal loans = $25,000.
All home equity loans and lines of credit are secured by your home. Property insurance is required; flood insurance may be required where applicable. 1: HELOC is a variable rate product; APR will vary monthly with changes to the Prime Rate. Maximum APR is 16%. Home Equity Lines of Credit have a draw period of up to 10 years, followed by a repayment period of up to 20 years. 2: After introductory rate, APR varies based on prime rate plus a margin; margin disclosed at account opening. Current prime rate is 6.75%. HELOC must maintain minimum balance requirements for first 12 months to receive advertised introductory rate. Must maintain minimum balance requirements for 36 months to avoid payment of closing costs; (limits up to $250,000=$25,000; $250,000.01-$500,000=$50,000 and $500,000.01-$1,000,000=$100,000). No closing costs option only available for limits amounts up to $500,000 for a primary residence located in Nassau or Suffolk County, excluding cost of appraisal. Available for primary residence, single family homes. Loan to Value of 85% or greater; Other terms and conditions apply.