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  • Routing Number: 221475896
  • ☎️ Call Us: 631-851-1100
  • ✉️ Email Island Federal

Island Credit Mastercard® – The One Card That Has It All

No Annual Fee
No Balance Transfer Fee
Cash Back Rewards
1.95% intro APR* for 12 months on new purchases and balance transfers**
Apply Today

*APR=Annual Percentage Rate.**After the promotional period the cardholder’s APR will default to the card’s regular non-promotion APR of Prime Rate + a margin. Margin disclosed at account opening. Current Prime Rate is 6.25%. Maximum rate is 18%. Membership eligibility applies.

Mastercard
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Routing #: 221475896

Personal

Personal Banking

  • Checking
  • Savings
  • Credit Cards
  • Youth Savings
  • Teen Debit Card
  • Money Market
  • IRAs
  • Certificates

Home Lending

  • Mortgages
  • Home Equity
  • First Time Home Buyers

Auto & Vehicle

  • New & Used Auto Loans
  • Lease Buy Out Program
  • Boat Loans
  • RV Loans

Personal Lending

  • Personal Loans
  • Student Loans & College finances
Business
  • Business Lending
  • Business Banking Products
  • Commercial Real Estate
Member

Member Benefits

  • Becoming a Member
  • Online Banking
  • Island Scholarship
  • uChoose Rewards
  • Free Credit Monitoring
  • Shared Services Network
  • Mobile Banking
  • Card Secure
  • Custom Card Covers

Member Services

  • Direct Deposit & Other Forms
  • E-Statements
  • Fraud & Identity Protection
  • Safety Deposit Boxes
  • Wires & ACH Payments

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  • Long Island Cares
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  • Bellmore
  • Massapequa
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  • Selden
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  • Stony Brook Hospital
  • Stony Brook University
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Routing #: 221475896