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New Year, New Ride

New and Used Auto Loans starting at just 5.99% APR

NEW: Cash Back Categories

Earn DOUBLE Reward Points! A New Shopping Category Every Quarter.

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Celebrate 70 Years with Us and Win! 

Every month in 2025, we’re giving away TEN- $70 Visa Gift Cards to our Members.

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Tap into Your Home’s Equity

Home Equity Line of Credit As Low As 6.09%1APR* Fixed First 12 Months2

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Online Banking

Banking Services

Island Federal has been providing personal banking services to the greater Long Island community for over 65 years. Learn how our products can help you make the most of your money.

What Our Members Say

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Michael D. ⭐⭐⭐⭐⭐

Riverhead, NY

“I’ve been a long time Member of IFCU. I got the best rates on my mortgage. I always have a friendly and personal experience. Banking the way I like it to be.”

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Nina B. ⭐⭐⭐⭐⭐

Bellmore, NY

“The Bellmore branch gets a well deserved 5 stars from me. The customer service here is always top tier.

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Andrew D. ⭐⭐⭐⭐⭐

Stony Brook, NY

“I love coming to this branch because of the people who make banking a really wonderful experience!”

We Long Island

Founded in 1955, Island Federal Credit Union is a not-for-profit, full service financial institution, with over 50,000 members in Long Island and Brooklyn, NY.

As a mission driven organization we support our members as well as our community.

Business Banking Services

The great rates and personal service you love; now available for your business. Join the growing number of local companies who are turning to Island to help their business grow

business lending long island