Island's Credit

The one card that has it all.
Act now for 1.95% intro APR!
islands credit mastercard

A Great Rate. Great Rewards. No Annual fee.

  • Introductory Rate as low As 1.95%1 APR* for 12 Months2
  • No Annual Fee
  • No Balance Transfer Fee
  • Earn points and redeem for cash back, gift cards, and more with uChoose Rewards

To make a balance transfer by phone, please call:1-855 519-9469

Contact Us:

For 24-hour cardholder service or to report a lost or stolen card call:

Classic/Secured Cardholders: 1-855-519-9469

World Cardholders: 1-855-650-7845

Promotional offer is for new Island Federal Credit Card accounts only. Internal balance transfers from another Island Federal Credit Mastercard® excluded. *APR=Annual Percentage Rate. Rates effective 05/30/2024 and subject to change without notice. All offers of credit subject to credit approval; applicants may be offered higher rates and other terms. Rate featured is the lowest for the product advertised. 1 Stated promotional rate of 1.95% APR is valid for new accounts only, from the first qualifying transaction for purchases/balance transfers. 2 After the promotional period, the cardholder’s APR will default to the card’s regular non-promotion APR of Prime rate + a margin. Margin disclosed at account opening. Current Prime rate is 8.50%. Maximum Rate is 18%. Membership eligibility applies.

Our power in numbers

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