Why settle for “free checking” when you can earn cash back!
| Offers | Cash Back Checking |
|---|---|
|
Cash Back Rewards on every swipe of your Island Debit Mastercard® when you sign up for uChoose Rewards® |
Yes
|
| No Minimum Balance / No Monthly Fee |
Yes
|
|
Direct Deposit Option Available Immediate access to your paycheck, pension and Social Security |
Yes
|
| E-statements |
Yes
|
| Online & Mobile Banking with Bill Pay |
Yes
|
|
Card Secure Turn card “on” and “off” when needed |
Yes
|
| Credit Monitoring with Credit Sense® |
Yes
|
| Shared Credit Union Branches |
5,600 Nationwide
|
| NO-FEE ATMs Located in many stores including 7-Eleven, CVS, Dunkin Donuts, Target, Walgreens, Rite-Aid, Duane Reade and more. |
115,000+
|
Cash Back Checking Account
Why settle for free checking when you can earn cash back?
- No monthly fees
- No minimum balance
- Cash Back Rewards every time you use your debit card.
Cash Back Checking
- No Monthly Fees
- No Minimum Balance Required
- Get Cash Back Rewards every time you swipe, when you sign up for uChoose RewardsⓇ1
- Access cash at over 115,000+ Fee-Free ATMs2 worldwide
- Easy to use Online Banking & Mobile Banking App
- Pay reoccurring bills automatically when you set up Bill Payer
- Control your spending and shut your card on and off with CardSecure
- Personalize your Debit Card and make it unique with Custom Card Covers
If you haven’t opened a Checking account at Island, you are missing out on one of the truly great deals available on Long Island!
Other Great Features:
- 24/7 Telephone Representatives
- Free first box of checks
- Free Debit Card
- Earn dividends on all your balances over $2,500.
- No limit on the number of checks you can write each month.
- We even make it easy to switch to Cash Back Checking with our Switch Kit.
Island Debit Mastercard
- It’s easier and faster than writing a check.
- Purchase amount is automatically deducted from your Island Checking Account, so it’s easier to keep track of all your spending.
- Get cash – up to $500 a day – at Allpoint ATMs, and to handle your routine banking at Island Federal machines.
- Save money on fees. There’s no annual fee and no transaction fees when you make a purchase or use your card at one of our ATMs.
- If you receive a debit card by mail, please be sure to:
1. Activate it. You will not be able to use it if it is not activated.
2. Make sure to update your pin number.
To Activate and Pin, call toll free: 1-800-992-3808
1 All offers subject to credit approval. To receive Reward Points, Member must have an Island Checking Account, Debit Mastercard and enroll in the uChoose Rewards Program at www.uChooseRewards.com. Points will be awarded for purchases at the beginning of each month.
2 Available for Island Members. Membership eligibility applies.
Back To School Special
The uChoose Rewards® Program allows you to earn points every time you use your Island Debit Mastercard® & Island Credit Mastercard®. Shop at participating retailers and earn additional points. Points can be redeemed at uchooserewards.com.
Current and new Island Debit and Island Credit Mastercard holders will be able to receive double the standard uChoose Reward redemption at vendors coded by uChoose as Clothing Stores, Department Stores, and Electronics Stores. Purchases made at vendors not coded as one of these three vendor codes by uChoose will earn standard rewards rate. To receive rewards points for an Island Debit Card, members must have an Island Checking account and enroll in the uChoose Reward Program at www.uchooserewards.com. To receive rewards points for an Island Credit MasterCard, Member must have an Island membership, an Island Credit MasterCard, and enroll in the uChoose Reward Program at www.uchooserewards.com. Bonus Rates will be applied as follows: 1 point earned for every $1 spent using Island Debit Mastercard, and 3 points earned for every $1 spent using Island Credit Mastercard. Maximum number of bonus points earned per Member to be capped at 2,500. Promotion available from August 23, 2023, through September 4, 2023; promotion is subject to change at any time. All offers are subject to credit approval. Membership eligibility applies. Federally insured by NCUA.
Student Special: Free $50.00 Starbucks Gift Card*
Use Promo Code: COLLEGE when opening account to claim this offer
1 All offers subject to credit approval. To receive Reward Points, Member must have an Island Checking Account, Debit Mastercard and enroll in the uChoose Rewards Program at www.uChooseRewards.com. Points will be awarded for purchases at the beginning of each month. 2 Available for Island Members. *The New Student promotion is open to all individuals currently enrolled in an accredited college or vocational school (“Eligible Individual”) who open a new Island Cash Back Checking account with Debit Mastercard. Must show valid college affiliated ID at time of account opening. To receive the bonus the new account must remain in good standing; perform at least 5 Debit purchase transactions (excludes ATM transactions); enroll in e-Statements; and download the Island Mobile App within 45 days of account opening. After the above requirements have been met, we will send bonus to the email provided by the new Member during account open. New Members can receive only one (1) new checking account bonus. Checking account bonus offer is available only when an “Eligible Individual” opens a new Island Checking account. Not available to fiduciary accounts or those accounts that have been closed within 90 days or closed with a negative balance. Accounts are subject to approval. Offer is subject to change without notice. Promotion may not be combined with any other offer. Winner is responsible for any applicable taxes. Membership eligibility applies. Federally insured by NCUA.
Products & Services
Cash Back Checking
Cash Back Rewards with every swipe
Mortgage
Home buying built for you
Vehicle Loans
New, Used, or Lease Buy-Out; You can save with Island
Savings
Make your money work for you
Certificates
Build your wealth with Island’s certificates
Personal Loans
Extra cash for when you need it most
College Loan
Save on college expenses with Island Federal