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Turn Equity Into Opportunity

A Home Equity Loan or Line of Credit from Island is a great way to unlock your home’s potential.

Turn Equity Into Opportunity

A Home Equity Loan or Line of Credit from Island is a great way to unlock your home’s potential.

Dream it. Achieve it. 

Our “Dream It. Achieve It.” program offers a 100% loan to value conventional mortgages.

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Credit Mastercard

Introductory Rate as low As 1.95%1 APR* for 12 Months2

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Certificate Specials

Special Promotional Certificates Rates Available for a Limited Time Only!

8-Month Special: 5.00% APY*
14-Month Special: 4.25% APY*

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Online Banking

Banking Services

Island Federal has been providing personal banking services to the greater Long Island community for over 65 years. Learn how our products can help you make the most of your money.

What Our Members Say

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Michael D. ⭐⭐⭐⭐⭐

Riverhead, NY

“I’ve been a long time Member of IFCU. I got the best rates on my mortgage. I always have a friendly and personal experience. Banking the way I like it to be.”

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Nina B. ⭐⭐⭐⭐⭐

Bellmore, NY

“The Bellmore branch gets a well deserved 5 stars from me. The customer service here is always top tier.

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Andrew D. ⭐⭐⭐⭐⭐

Stony Brook, NY

“I love coming to this branch because of the people who make banking a really wonderful experience!”

We Long Island

Founded in 1955, Island Federal Credit Union is a not-for-profit, full service financial institution, with over 50,000 members in Long Island and Brooklyn, NY.

As a mission driven organization we support our members as well as our community.

Business Banking Services

The great rates and personal service you love; now available for your business. Join the growing number of local companies who are turning to Island to help their business grow

business lending long island