Auto loans as low as 4.24%
up to 72 months!

  • SAME GREAT RATE for New or Used Vehicles
  • Purchase or Refinance
  • Save on Lease Buy-outs

Cash Back, Every Swipe

Why settle for “free” checking when you can earn cash back? Start earning cash back rewards today!

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The best way to borrow money

Island Federal’s Home Equity Line of Credit and Home Equity Loan are great ways to pay for life’s expenses

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100% Financing, 0$ Down

You CAN own a home on Long Island with $0. Make your home ownership dreams come true with Island.

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Online Banking

Personal Banking

Island Federal has been providing personal banking services to the greater Long Island community for over 65 years. Learn how our products can help you make the most of your money.

We Long Island

Founded in 1955, Island Federal Credit Union is a not-for-profit, full service financial institution, with nearly 50,000 members in Long Island and Brooklyn, NY.

As a mission driven organization we support our members as well as our community.

Business Banking Services

The great rates and personal service you love; now available for your business. Join the growing number of local companies who are turning to Island to help their business grow

What Our Members Say

Nicole C.

Patchogue, NY

“Proud Island Federal member here! I’ve always had a ton of anxiety surrounding my personal finances- their banking app and super friendly staff make everything stress-free and convenient.”

James V.

Stony Brook, NY

“Been banking there since they opened years ago! Great staff and FANTASTIC service every single visit!!!”

Maria B.

Hicksville. NY

“Great staff, amazing rates! Fantastic team at Island Federal, very personable.”