Get MORE
Cash Back.
Use your Island Debit Mastercard to earn Cash Back Rewards on everyday purchases—and earn even more with featured categories throughout the year.
Fuel Up. Earn 2X Rewards Points.
Use your Island Federal Debit Mastercard at gas stations and earn double uChoose Rewards points on eligible purchases through September 30.
Whether you're filling up for the daily commute or heading out on a weekend road trip, your Island Debit Mastercard can help your rewards add up even faster.
More Rewards in Three Easy Steps.
Getting more from your Island Debit Mastercard is easy. Enroll once, use your card and watch your rewards add up.
Enroll Your Card
Enroll your Island Federal Debit Mastercard in uChoose Rewards to begin earning reward points.
Use Your Debit Card
Use your enrolled Island Debit Mastercard for eligible purchases in person or online.
Earn Even More
Featured purchase categories earn additional rewards automatically when the merchant qualifies.
Your Debit Card Does MORE.
Keep earning your everyday rewards—and get a boost when you shop within the featured category.
Point per $2 Spent
Earn standard uChoose Rewards points on eligible Island Debit Mastercard purchases.
Featured Category Rewards
Earn double points on qualifying purchases during the current featured category period.
Turn Points Into Rewards
Redeem your accumulated uChoose points for available rewards, including cash back.
Cash Back Rewards Made Simple.
Do I need to enroll to earn uChoose Rewards points?
How do I qualify for the featured 2X category?
What is the current featured category?
Do I still earn points outside the featured category?
When are my rewards points credited?
Ready to Earn MORE?
Enroll your Island Debit Mastercard in uChoose Rewards, start earning on everyday purchases and take advantage of featured Cash Back categories throughout the year.
Must enroll Island Federal Debit Mastercard in uChoose Rewards to receive reward points. Standard Cash Back Checking rewards earn 1 point for every $2 spent on eligible purchases. Double points are assigned based on the vendor's Mastercard Merchant Code. Points are awarded and credited monthly. Rewards are subject to the terms and conditions of the uChoose Rewards Program. Membership eligibility applies.
Cash Back Categories
Earn Double Rewards Points on select categories each quarter
Earn Double Points at the Pump!
Fill ‘er up! Your double points are here! From July 1 through September 30, you can earn Double uChoose Rewards points when using your Island Federal Debit MastercardⓇ at Gas Stations.
Save your Island Federal Debit Mastercard as your default payment method and watch the Cash Back Rewards pile up!
Don’t miss out—register your card today and start earning even more points!
*Must enroll debit Mastercard in uChoose Rewards to receive points. Double points are assigned based on vendor’s Mastercard Merchant Code.