Insurance Services

Looking for auto, homeowners, or other types of insurance? Island Federal Insurance Agency can protect what’s most important to you.

Auto & Homeowners

Protect your most valuable asset.

You trust Island to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program.

Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

Family Security Plan

Since 1973 The Family Security Plan® has been connecting credit union families with high-quality affordable insurance benefits that fit your lifestyle and budget. With Island Federal Credit Union and The Family Security Plan® on your side, take the first steps toward securing your family’s future.

  • Whole Life Insurance
  • Term Life Insurance
  • Disability Income Insurance
  • Critical Illness Insurance
  • Accident Insurance
  • Hospital Sickness Insurance


To find out more about any of The Family Security Plan® programs, visit www.familysecurityplan.com or call (855) 789-4976.

Life Insurance

TruStage™ Life Insurance Plans 

Learn about this important coverage or call 1-855-612-7909 for more information. We offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. 

Accidental Death and Dismemberment (AD&D) Insurance

$1000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


Loan Protection Products

Feel More Secure When You Borrow.

Speak to an Island Loan Officer about these Protection Options that can help protect your family if the unforeseen happens.

For all loans except line of credit...

Credit Insurance

Credit Life and Credit Disability Insurance may help reduce or pay off your covered loan, up to the policy maximum, in the event of an unexpected life event, accident or illness. You decide which payments you want to protect and the monthly premium may be added to your loan.

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1378957.1-1215-0118


MEMBER’S CHOICE® Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Health Insurance

Affordable health insurance made easy!

Let the TruStage Health Insurance Program simplify your search:

  • Designed for credit union members
  • Dedicated experts to help you understand and choose health coverage wisely
  • Tools to compare plans and identify financial assistance

Online or over the phone, TruStage Health Insurance program with GoHealth, gives you access to licensed agents who can help you make an informed decision.

Trustage Health Insurance Program

The TruStage Health Insurance Program: Affordable Health Insurance Made Easy.

The Affordable Care Act means nearly every American must have health insurance. If your employer doesn’t offer a plan, if you don’t qualify for Medicaid and you’re not yet eligible for Medicare, you’ll likely need to purchase a health insurance plan on your own.

The TruStage Health Insurance Program can help. You can easily compare health insurance plans from multiple carriers, get quotes, receive expert advice and purchase coverage that makes sense. You can also determine whether you qualify for financial assistance. For more information, visit https://www.trustage.com/© TruStage, 2014. All rights reserved.

The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.