Fixed Rate Certificates

Grow your money with high interest earning certificates.

Current Certificate Specials

6-Month Certificate

4.00% APY

8-Month Certificate Special

5.00% APY

14-Month Certificate Special

4.50% APY

  • Earn top yields that are guaranteed for the entire term.
  • Choose from terms of 3 to 84 months.
  • Highly competitive dividend yield.
  • Federally insured by NCUA.
  • Available as IRAs too.

*APY=Annual Percentage Yield. Rates effective 07/22/2024 . Rates and terms subject to change without notice. Minimum balance to open a certificate is $500 for regular; $500 for youth certificate. Early withdrawal penalties apply. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies