All Island Federal branches will be closed on Monday, May 29, 2023, in observance of Memorial Day.

Fixed Rate Certificates

Grow your money with high interest earning certificates.

Current Certificate Specials

6-Month Certificate

5.00% APY

12-Month Certificate

3.25% APY

13-Month Certificate

4.50% APY

  • Earn top yields that are guaranteed for the entire term.
  • Choose from terms of 3 to 84 months.
  • Highly competitive dividend yield.
  • Federally insured by NCUA.
  • Available as IRAs too.

*APY=Annual Percentage Yield. Rates effective 06/10/2023 . Rates and terms subject to change without notice. Minimum balance to open a certificate is $500 for regular; $500 for youth certificate. Early withdrawal penalties apply. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies