Fixed Rate Certificates
Grow your money with high interest earning certificates.
Current Certificate Specials
- Earn top yields that are guaranteed for the entire term.
- Choose from terms of 3 to 84 months.
- Highly competitive dividend yield.
- Federally insured by NCUA.
- Available as IRAs too.
*APY=Annual Percentage Yield. Rates effective 06/10/2023 . Rates and terms subject to change without notice. Minimum balance to open a certificate is $500 for regular; $500 for youth certificate. Early withdrawal penalties apply. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.