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Winter Storm Update – Monday, February 23, 2026:
Due to winter storm conditions, all branches will be closed on Monday, February 23. Online Banking, Mobile Banking, and Touchtone Teller Services remain available to serve you.
Stay safe & thank you for being a Member!

Memorial Day | Monday, May 25^th : All branches will be closed on Monday, May 25^th in observance of Memorial Day, honoring the brave men and women who made the ultimate sacrifice for our country.

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#️⃣ Routing Number: 221475896
☎️ Call Us: 631-851-1100
✉️ Email Island Federal

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Routing Number: 221475896
☎️ Call Us: 631-851-1100
✉️ Email Island Federal

New & Used Auto Loans
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Lease Buyout Program
Boat Loans
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New & Used Auto Loans
Auto Loan Refinancing
Lease Buyout Program
Boat Loans
RV Loans
Vehicle Extended Warranty

Island Credit Mastercard^® – The One Card That Has It All

No Annual Fee
No Balance Transfer Fee
Cash Back Rewards
3.39% intro APR* for 12 months on new purchases and balance transfers**

Apply Today

*APR=Annual Percentage Rate.**After the promotional period the cardholder’s APR will default to the card’s regular non-promotion APR of Prime Rate + a margin. Margin disclosed at account opening. Current Prime Rate is 6.75%. Maximum rate is 18%. Membership eligibility applies.

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Routing #: 221475896

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Checking
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Teen Checking
Money Market
IRAs
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Home Lending

Mortgages
Home Equity
First Time Home Buyers

Auto & Vehicle

New & Used Auto Loans
Lease Buy Out Program
Boat Loans
RV Loans

Personal Lending

Personal Loans
Student Loans & College finances

Business

Business Lending
Business Banking Products
Commercial Real Estate
Island At Your Service

Member

Member Benefits

Becoming a Member
Online Banking
Island Scholarship
uChoose Rewards
Free Credit Monitoring
Shared Services Network
Mobile Banking
Card Secure
Custom Card Covers

Member Services

Direct Deposit & Other Forms
E-Statements
Fraud & Identity Protection
Safety Deposit Boxes
Wires & ACH Payments

Investing & More

Island Financial Services
Insurance
Ronald McDonald House
Long Island Cares
Summer Concert Series
Island at Stony Brook

Locations

Overview
Brooklyn
Bellmore
Massapequa
Hicksville
Hauppauge
Selden
Sayville
Riverhead
Stony Brook Hospital
Stony Brook University
East Setauket

Open an Account

Apply For a Loan

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Routing #: 221475896