Dream It, Achieve It: 100% Mortgage Financing Program

A simpler, easier way to borrow.

One of our goals at Island Federal is to make home ownership possible for everyone.  Our “Dream It, Achieve Program” is a unique mortgage program for first time home buyers and families looking to buy a home on Long Island.  Designed to address the unique challenges Long Islanders face in the dynamic Long Island real estate market, this program offers an unparalleled opportunity for qualified borrowers.  Our exclusive initiatives enables you to finance up to 100% of your new home’s value, helping to eliminate the need of a substantial down payment.  Discover the possibilities of settling in your dream home on Long Island with “Dream It, Achieve It”!

The Program:

  • 100% Loan to Value Conventional Mortgage
  • Fixed-Rate or Adjustable-Rate Products available
  • Purchase only

Borrower Eligibility:

  • Member of Island Federal Credit Union
  • Single Family, Primary Residence, Nassau/Suffolk County
  • Minimum FICO® Credit Score: 700


Questions? Stop in any branch today or contact the Home Lending Department at 631-851-1100 ext.1347