Teen Checking with Debit Mastercard®

Give your teen the tools for FINANCIAL SUCCESS!

Teenagers Long Island

Open a Teen Checking1 Account in minutes online

Kids and teens ages 10-16 years old can now open a Checking Account with these benefits:

  • No monthly fees or minimums
  • Earn 0.25% APY* on the first $500
  • Kids can use their Debit Mastercard® to make purchases PLUS Earn Cash Back with every swipe
  • Access to more than 125,000 no-fee ATMs
  • Protect and Manage your card with CardSecure®
  • Earn uChoose Rewards® on every purchase that can be redeemed for cash back, merchandise, gift cards and more!
  • Receive a FREE Island Custom Card Cover when you open a new account

With the Island Mobile App, parents can monitor their teen’s spending and help them develop good spending habits

Other Great Features:

  • 24/7 Telephone Representatives
  • Free first box of checks
  • Free Debit Mastercard
  • Earn dividends on all your balances over $2,500.

*APY = Annual Percentage Yield. Rates and terms accurate as of 10/17/2022 and subject to change without notice. 1 Teen Checking Account with Debit Mastercard is available for kids ages 10-16 and requires a Savings and Checking Account; an individual 18 or older must be a joint account holder. All offers subject to credit approval. 2 Earn 0.25% APY on the first $500. Balances over $500.00 will earn the current checking APY; see rate sheet for current rates. Dividends are calculated on daily balance and credited monthly.  Membership eligibility applies. Federally insured by NCUA