Reminder: All Island Federal branches will be closed on Monday, September 4, 2023 in observance of Labor Day.

Personal Loans

Access to cash when you need it. 

Be ready for unexpected expenses, household repairs, appliances, debt consolidation, and more.

Secured Loan
  • Obtain the lowest rate with a Secured Loan.
  • Save with a lower interest rate.
  • Secured by your Island savings, certificates, stock or other assets.
  • Continue to earn interest and dividends on your secured assets.
  • Optional, convenient automatic payroll deduction available.
  • Maximum loan amount available: $25,000
    • Example: Borrow $10,000 at APR* for 60 months – your monthly payment would be as low as $208/month**
  • Loan Protection Insurance available.

*APR = Annual Percentage Rate. **Payment calculated using the lowest rate available for this product, Annual Percentage Rate, and the maximum term of 60 months. May be offered credit at a higher rate with other terms; subject to credit approval and can change without notice. Membership eligibility applies.

Unsecured Loan
  • Borrow at a competitive fixed or variable rate.
  • Secured by your good credit and promise to repay.
  • Special Purpose Loans for Vacation or Holidays are also available.
  • Loan Protection Insurance available.