Personal Loans

We understand that sometimes, life can throw you curveballs.  Our Personal Loans can help provide you with access to cash when you need it. 

Be ready for unexpected expenses, household repairs, appliances, debt consolidation, and more.

Secured Loan
  • Obtain the lowest rate with a Secured Loan.
  • Save with a lower interest rate.
  • Secured by your Island savings, certificates, stock or other assets.
  • Continue to earn interest and dividends on your secured assets.
  • Optional, convenient automatic payroll deduction available.
  • Maximum loan amount available: $25,000
    • Example: Borrow $10,000 at APR* for 60 months – your monthly payment would be as low as $208/month**
  • Loan Protection Insurance available.

*APR = Annual Percentage Rate. **Payment calculated using the lowest rate available for this product, Annual Percentage Rate, and the maximum term of 60 months. May be offered credit at a higher rate with other terms; subject to credit approval and can change without notice. Membership eligibility applies.

Unsecured Loan
  • Borrow at a competitive fixed or variable rate.
  • Secured by your good credit and promise to repay.
  • Special Purpose Loans for Vacation or Holidays are also available.
  • Loan Protection Insurance available.

Help take some of the stress out of the holiday season with our promotional holiday loan! Celebrate joyously and worry-free as we provide the financial support you need to make this holiday truly special. Whether it’s creating unforgettable memories with loved ones or seizing those unbeatable seasonal deals, our flexible and affordable loan options are tailored to make your dreams a reality. Embrace the festivities without compromise, knowing that our dedicated team is here to assist you every step of the way. Experience the joy of giving and receiving without the stress – apply for our Holiday Loan today and make this season truly unforgettable!”

*Payment based on 9.24% Fixed Annual Percentage Rate for 24 months. Rate accurate as of 10-10-2023; subject to change. May be offered credit at higher rate and other terms; subject to credit approval. Rate featured is the lowest for the product. Maximum loan amount $6,500. Offer valid through 12/31/2023. Membership eligibility applies.