Be ready for unexpected expenses, household repairs, appliances, debt consolidation, and more.
Secured Loan
- Obtain the lowest rate with a Secured Loan.
- Save with a lower interest rate.
- Secured by your Island savings, certificates, stock or other assets.
- Continue to earn interest and dividends on your secured assets.
- Optional, convenient automatic payroll deduction available.
- Maximum loan amount available: $25,000
- Example: Borrow $10,000 at APR* for 60 months – your monthly payment would be as low as $208/month**
- Loan Protection Insurance available.
*APR = Annual Percentage Rate. **Payment calculated using the lowest rate available for this product, Annual Percentage Rate, and the maximum term of 60 months. May be offered credit at a higher rate with other terms; subject to credit approval and can change without notice. Membership eligibility applies.
Unsecured Loan
- Borrow at a competitive fixed or variable rate.
- Secured by your good credit and promise to repay.
- Special Purpose Loans for Vacation or Holidays are also available.
- Loan Protection Insurance available.
Products & Services
Cash Back Checking
Cash Back Rewards with every swipe
Mortgage
Home buying built for you
Vehicle Loans
New, Used, or Lease Buy-Out; You can save with Island
Savings
Make your money work for you
Certificates
Build your wealth with Island’s certificates
Personal Loans
Extra cash for when you need it most
College Loan
Save on college expenses with Island Federal