Personal Loans

Access to cash when you need it. 

Be ready for unexpected expenses, household repairs, appliances, debt consolidation, and more.

Secured Loan
  • Obtain the lowest rate with a Secured Loan.
  • Save with a lower interest rate.
  • Secured by your Island savings, certificates, stock or other assets.
  • Continue to earn interest and dividends on your secured assets.
  • Optional, convenient automatic payroll deduction available.
  • Maximum loan amount available: $25,000
    • Example: Borrow $10,000 at APR* for 60 months – your monthly payment would be as low as $208/month**
  • Loan Protection Insurance available.

*APR = Annual Percentage Rate. **Payment calculated using the lowest rate available for this product, Annual Percentage Rate, and the maximum term of 60 months. May be offered credit at a higher rate with other terms; subject to credit approval and can change without notice. Membership eligibility applies.

Unsecured Loan
  • Borrow at a competitive fixed or variable rate.
  • Secured by your good credit and promise to repay.
  • Special Purpose Loans for Vacation or Holidays are also available.
  • Loan Protection Insurance available.