All Island Federal branches will be closed on Monday, May 29, 2023, in observance of Memorial Day.

Overdraft Protection Line of Credit

Extra protection when you need it.

  • Personal line of credit that automatically covers checks when your checking balance is short.
  • No annual fee or service charge.
  • Simply repay whatever you use at an incredibly competitive variable rate.
  • Current Annual Percentage Rate as low as 12.00%*

*APR=Annual Percentage Rate. Rates and terms accurate as of 06/10/2023 and subject to change without notice. All offers of credit subject to credit approval; applicants may be offered credit at higher rates and other terms. Rates featured are the lowest for the product advertised. Variable APR ranges based on prime rate plus a margin; margin disclosed at account opening. Current Prime rate is 8.25%. Maximum Rate is 18%. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.