Current Rates & Financial Calculators
- Current rate as low as 4.24% APR* up to 72 months** available for both new and pre-owned vehicles.
- 100% financing available on new and pre-owned vehicles+
- First Time Car Buyer Program
- Pre-approval boosts your bargaining power.
- Ask our team how to save when buying out your current lease.
*APR=Annual Percentage Rate. Rates and terms accurate as of 10/03/2022 and are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. **2015 vehicles or newer for 72-month term. Other rates and terms available. +Plus the cost of taxes, dealer fees, etc. for qualified borrowers. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.
First Time Car Buyer
- Competitive Rate
- Same Rate for New and Pre-Owned vehicles
- $30,000 Maximum Loan Amount
- Terms up to 96 months available
Rates & Terms effective 10/03/2022 and are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rate with other terms and conditions. Maximum loan to value 90%. Six months employment with current employer required. 2015 vehicles or newer for 72-month term. Membership eligibility applies.
Did you know Long Island is surrounded by 1,600 miles of coastline? What better way to enjoy living here than spending time out on the water. Island Federal specializes in boat loans and our team can help you pay less and spend more time out on the sound!
Whether you’re spending the weekend out at Montauk or taking a cross country road trip, an RV allows you to travel in style and enjoy the great outdoors without sacrificing all of the amenities of home. Let Island help you finance your recreational vehicle with our RV loans.
We understand sometimes 2 wheels are better than 4! If you’re in the market for a new motorcycle, find out how you can save when financing through Island Federal.
Lease Buy Outs
Considering buying out your current lease? Did you know you can use an Island Federal auto loan and save? View today’s rates and see how much you can save.