The Best Value for your Dollar. The Best Service for you and your Family.

The Great Advantage

Island Federal Credit Union is owned by its members; there are no outside stockholders. That means all net earnings are returned to members in:

  • Consistently high dividends and…
  • Lower loan rates
  • Fewer/lower fees
  • No-cost services

Member ownership is the great advantage. And the reason consumers and consumer agencies rank credit unions a best value for price and service in personal banking.

Fewer & Lower Fees

Take a look at our list of fees, and you’ll find that nearly all apply to only out-of-the-ordinary transactions that most members will seldom experience. The remainder is for purchased services, such as travelers checks. And note the number of free services that Island offers.