Reminder: All Island Federal branches will be closed on Monday, September 4, 2023 in observance of Labor Day.


The Best Value for your Dollar. The Best Service for you and your Family.

The Great Advantage

Island Federal Credit Union is owned by its members; there are no outside stockholders. That means all net earnings are returned to members in:

  • Consistently high dividends and…
  • Lower loan rates
  • Fewer/lower fees
  • No-cost services

Member ownership is the great advantage. And the reason consumers and consumer agencies rank credit unions a best value for price and service in personal banking.

Fewer & Lower Fees

Take a look at our list of fees, and you’ll find that nearly all apply to only out-of-the-ordinary transactions that most members will seldom experience. The remainder is for purchased services, such as travelers checks. And note the number of free services that Island offers.