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Holiday Loans

We could all use a little extra cash this time of year.  Borrow up to $6,500 with the Island Federal Holiday Loan.

Borrow up to $6,500 this holiday season with low fixed monthly payments

The holidays can be a stressful time, especially when it comes to finances. That’s why Island Federal Credit Union offers the Personal Holiday Loan, giving you the ability to borrow money for holiday shopping or any festive expenses at a low fixed rate. Our Holiday Loan allows you to borrow up to $6,500 with rates starting at just 9.24% APR*, far lower than most credit cards.

Why Choose Island Federal’s Low Rate Personal Holiday Loan?

  • Borrow up to $6,500 with competitive interest rates.
  • Low rate personal loan starting at 9.24% APR*.
  • Flexible repayment terms of up to 24 months, so you can spread out your holiday payments.
  • A cost-effective alternative to credit cards, which often carry much higher interest rates.
  • Apply easily online or at any of our Island Federal branches.
 

If you’re looking for a low rate holiday loan to take care of gifts, decorations, or other holiday expenses, Island Federal’s Holiday Loan provides an affordable option. Instead of utilizing high interest credit cards, consider a personal holiday loan that saves you money in the long run.

Apply for Your Loan Today

Take control of your holiday spending with a loan for holiday shopping that works for you. Apply online now or visit your nearest Island Federal branch for more details. Let us help make your holidays more affordable and stress-free!

*APR=Annual Percentage Rate. 9.24% Fixed Annual Percentage Rate for 24 months. Rate accurate as of 10-01-2024; subject to change. May be offered credit at higher rate and other terms; subject to credit approval. Rate featured is the lowest for the product. Maximum loan amount $6,500. Offer valid through 12/31/2024. Membership eligibility applies.

Help take some of the stress out of the holiday season with our promotional holiday loan! Celebrate joyously and worry-free as we provide the financial support you need to make this holiday truly special. Whether it’s creating unforgettable memories with loved ones or seizing those unbeatable seasonal deals, our flexible and affordable loan options are tailored to make your dreams a reality. Embrace the festivities without compromise, knowing that our dedicated team is here to assist you every step of the way. Experience the joy of giving and receiving without the stress – apply for our Holiday Loan today and make this season truly unforgettable!”

*Payment based on 9.24% Fixed Annual Percentage Rate for 24 months. Rate accurate as of 10-10-2023; subject to change. May be offered credit at higher rate and other terms; subject to credit approval. Rate featured is the lowest for the product. Maximum loan amount $6,500. Offer valid through 12/31/2023. Membership eligibility applies.