Island's Credit
Mastercard®
Act now for 1.95% intro APR!
A Great Rate. Great Rewards. No Annual fee.
- Introductory Rate as low As 1.95%1 APR* for 12 Months2
- No Annual Fee
- No Balance Transfer Fee
- Earn points and redeem for cash back, gift cards, and more with uChoose Rewards
To make a balance transfer by phone, please call:1-855 519-9469
Click for Balance Transfer Instructions
Contact Us:
Promotional offer is for new Island Federal Credit Card accounts only. Internal balance transfers from another Island Federal Credit Mastercard® excluded. *APR=Annual Percentage Rate. Rates effective 11/21/2024 and subject to change without notice. All offers of credit subject to credit approval; applicants may be offered higher rates and other terms. Rate featured is the lowest for the product advertised. 1 Stated promotional rate of 1.95% APR is valid for new accounts only, from the first qualifying transaction for purchases/balance transfers. 2 After the promotional period, the cardholder’s APR will default to the card’s regular non-promotion APR of Prime rate + a margin. Margin disclosed at account opening. Current Prime rate is 7.75%. Maximum Rate is 18%. Membership eligibility applies.