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Educational Tips on Using Mobile Check Deposit

Free Yourself From Fees, Worries and Hassles.

  • Before logging into the Mobile Deposit app, close all other apps running in the background on your mobile phone.
  • Check cannot be larger than $2,500.00.
  • Sign/Endorse the back of your check, and label it with “RCD” and your member #.
  • When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
  • Flatten folded or crumpled checks before taking your photos.
  • Keep the check within the view finder on the camera screen when capturing your photos. Try not to get too much of the areas surrounding the check.
  • Take the photos of your check in a well-lit area.
  • Place the check on solid dark background before taking the photo of it.
  • Keep your phone flat and steady above the check when taking your photos.
  • Hold the camera as square to check as possible to reduce corner to corner skew.
  • Make sure that the entire check image is visible and in focus before submitting your deposit.
  • No shadows across check.
  • All four corners are visible.
  • Check is not blurry.
  • The MICR line (numbers on the bottom of your check) is readable.
  • Please note: A two-day hold will be placed on the deposit.

Questions? Please feel free to give us a call at 631-851-1100