Fixed Rates Certificates

$1,000 minimum opening balance; only $500 for Youth Certificates. Be guaranteed that you earn top dividends.

• Earn top yields that are guaranteed for the entire term.
• Choose from terms of 3 to 84 months.
• Highly competitive dividend yield.
• Federally insured by NCUA.
• Available as IRAs too: 

   

 For current rates, click hereOpen one now, it's easy.

*APY=Annual Percentage Yield. Rates effective . Rates and terms subject to change without notice. Minimum balance to open a certificate is $1,000 for regular; $500 for youth certificate. Early withdrawal penalties apply. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.