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Auto Loan Calculator

Auto Loan Calculator

Estimate your potential monthly payments on a New or Used auto loan.

New, Used, Lease, or Refinance: Save on your ride with Island

  • Current rate as low as 5.24% APR* up to 72 months** available for both new and pre-owned vehicles.
  • 100% financing available on new and pre-owned vehicles+
  • First Time Car Buyer Program
  • Pre-approval boosts your bargaining power.
  • Ask our team how to save when buying out your current lease.
New & Used (2018 & Newer)

5.24% APR

Refinance Current Loans

5.24% APR

Lease Buy Out

5.24% APR

*APR=Annual Percentage Rate. Rates and terms accurate as of 08/02/2025 and are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. **2018 vehicles or newer for 72-month term. Other rates and terms available. +Plus the cost of taxes, dealer fees, etc. for qualified borrowers. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.

*APR=Annual Percentage Rate. Rates and terms accurate as of 08/02/2025 and are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. **2018 vehicles or newer for 72-month term. Other rates and terms available. +Plus the cost of taxes, dealer fees, etc. for qualified borrowers. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.