1All offers subject to credit approval. To receive Reward Points, Member must have an Island Checking Account, Debit Mastercard and enroll in the uChoose Rewards Program at www.uChooseRewards.com. Points will be awarded for purchases at the beginning of each month. 2Open to individuals who have not had an Island Federal Checking account in the past 12 months. Eligibility criteria must be fulfilled within the first 120 days of Membership or individual forfeits incentive. 3To qualify a Direct Deposit must include a minimum of two (2) recurring electronic deposits totaling no less than $1,000 USD in a 90 day period. 4Perform at least 10 Debit transactions of $5.00 USD or greater per transaction (excludes ATM transactions. Transactions involving peer-to-peer (P2P) services such as Venmo, Pay Pal, Zelle and other P2P services are ineligible). 5Maintain a combined checking account/savings account average month end balance of $500 USD or greater for the first 90 days from account opening. If Member successfully completes requirements, Island Federal will deposit the bonus in Member’s savings account in the month following the 120-day period. Not available to fiduciary accounts or those accounts that have been closed within 90 days or closed with a negative balance. Bonus will be reported on IRS form 1099-INT. Offer valid 05-01-2025 to 6-30-2025; subject to change without notice. 6Available to Island Members. Membership eligibility applies. Federally Insured by NCUA.