Fees
The Best Value for your Dollar. The Best Service for you and your Family.
The Great Advantage
Island Federal Credit Union is owned by its members; there are no outside stockholders. That means all net earnings are returned to members in:
- Consistently high dividends and…
- Lower loan rates
- Fewer/lower fees
- No-cost services
Member ownership is the great advantage. And the reason consumers and consumer agencies rank credit unions a best value for price and service in personal banking.
Fewer & Lower Fees
Take a look at our list of fees, and you’ll find that nearly all apply to only out-of-the-ordinary transactions that most members will seldom experience. The remainder is for purchased services, such as travelers checks. And note the number of free services that Island offers.
Products & Services
Cash Back Checking
Cash Back Rewards with every swipe
Mortgage
Home buying built for you
Vehicle Loans
New, Used, or Lease Buy-Out; You can save with Island
Savings
Make your money work for you
Certificates
Build your wealth with Island’s certificates
Personal Loans
Extra cash for when you need it most
College Loan
Save on college expenses with Island Federal