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Winter Storm Update – Monday, February 23, 2026:
Due to winter storm conditions, all branches will be closed on Monday, February 23. Online Banking, Mobile Banking, and Touchtone Teller Services remain available to serve you.
Stay safe & thank you for being a Member!
Juneteenth | Friday, June 19th : All branches will be closed on Friday, June 19th in observance of Juneteenth. Online Banking, Mobile Banking, and Touchtone Teller Services will be available to assist you.
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  • Routing Number: 221475896
  • ☎️ Call Us: 631-851-1100
  • ✉️ Email Island Federal
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Use our interactive calculators to plan your next move. Whether it’s buying a car, paying off debt, or saving for the future.

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See how much you can save by refinancing your mortgage.
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Evaluate potential savings when consolidating credit card debt.
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Estimate payments on a auto loan with us.
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Certificate Calculator

Estimate your earnings from one of our Fixed Rate Certificates
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See how much a Personal Loan could cost over time.
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Cash Back Calculator (Debit Card)

See how much you earn on every day debit card purchases
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See how many points you earn when you use your credit card
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Island Credit Mastercard® – The One Card That Has It All

No Annual Fee
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Cash Back Rewards
3.39% intro APR* for 12 months on new purchases and balance transfers**

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*APR=Annual Percentage Rate.**After the promotional period the cardholder’s APR will default to the card’s regular non-promotion APR of Prime Rate + a margin. Margin disclosed at account opening. Current Prime Rate is 6.75%. Maximum rate is 18%. Membership eligibility applies.

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Personal

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Routing #: 221475896

Main Menu

Routing #: 221475896

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Personal

Personal Banking

Main Menu
  • Checking Accounts
  • Savings Account
  • Credit Cards
  • “High Five” Youth Savings
  • Teen Checking
  • Money Market
  • IRAs
  • Certificates

Home Lending

Main Menu
  • Mortgage
  • Home Equity
  • First Time Home Buyers

Auto & Vehicle

Main Menu
  • New & Used Auto Loans
  • Auto Loan Refinancing
  • Lease Buyout Program
  • Boat Loans
  • RV Loans
  • Vehicle Extended Warranty

Personal Lending

Main Menu
  • Personal Loans
  • Student Loans
  • Overdraft Protection

Business

Main Menu
  • Business Banking
  • Commercial Real Estate
  • Island At Your Service

Member

Member Benefits

Main Menu
  • Becoming a Member
  • Online Banking
  • Mobile Banking
  • uChoose Rewards
  • Shared Services Network
  • Free Credit Monitoring
  • Custom Card Covers

Member Services

Main Menu
  • Direct Deposit & Other Forms
  • E-Statements
  • Fraud & Identity Protection
  • Safe Deposit Boxes
  • Financial Calculators
  • Wires
  • Make A Loan Payment
  • Investments

Community Building

Main Menu
  • Events
  • Long Island Cares
  • Ronald McDonald House
  • Island Scholarship
  • Newsletter

Insurance

Main Menu
  • Life Insurance
  • Homeowners & Renters
  • Auto, Pet, & More
  • Commercial Property
  • Vehicle Extended Warranty

Business

Main Menu
  • Business Banking
  • Commercial Real Estate
  • Island At Your Service

Locations

Main Menu
  • ATM Locator
  • Bellmore
  • East Setauket
  • Hauppauge (Main Office)
  • Hicksville
  • Massapequa
  • Riverhead
  • Sayville
  • Selden
Personal

Personal Banking

  • Checking
  • Savings
  • Credit Cards
  • High Five Youth Savings
  • Teen Checking
  • Money Market
  • IRAs
  • Certificates

Home Lending

  • Mortgages
  • Home Equity
  • First Time Home Buyers

Auto & Vehicle

  • New & Used Auto Loans
  • Lease Buy Out Program
  • Boat Loans
  • RV Loans

Personal Lending

  • Personal Loans
  • Student Loans & College finances
Business
  • Business Lending
  • Business Banking Products
  • Commercial Real Estate
  • Island At Your Service
Member

Member Benefits

  • Becoming a Member
  • Online Banking
  • Island Scholarship
  • uChoose Rewards
  • Free Credit Monitoring
  • Shared Services Network
  • Mobile Banking
  • Card Secure
  • Custom Card Covers

Member Services

  • Direct Deposit & Other Forms
  • E-Statements
  • Fraud & Identity Protection
  • Safety Deposit Boxes
  • Wires & ACH Payments

Investing & More

  • Island Financial Services
  • Insurance
  • Ronald McDonald House
  • Long Island Cares
  • Summer Concert Series
  • Island at Stony Brook
Locations
  • Overview
  • Brooklyn
  • Bellmore
  • Massapequa
  • Hicksville
  • Hauppauge
  • Selden
  • Sayville
  • Riverhead
  • Stony Brook Hospital
  • Stony Brook University
  • East Setauket
Open an Account
Apply For a Loan
  • Login

Routing #: 221475896