Membership

Island Federal Credit Union has offered our Members better value and service for their everyday banking, enabling them to achieve their dreams. We help them to purchase a home, send their kids to college and afford a comfortable retirement.

• Credit unions offer financial services just like banks, but with one key advantage – we are owned by our Members. As a financial cooperative, any funds earned by Island are returned to our Members in the form of better rates, lower fees and enhanced services. Banks pay their profits to outside stockholders, not their customers; Island returns our profits to our Members.
• Island Federal Members enjoy courtesy banking at over 5,600 locations nationwide and access to one of the largest fee-free ATM networks in the world.
• The satisfaction of our Members is always our top priority. At Island, we never lose sight of the fact that we are owned by our Members, so service remains our top concern.
• Every Member account is insured up to $250,000 by National Credit Union Administration (NCUA), a U.S. Government agency. IRA accounts are insured separately for up to $250,000.