- Personal line of credit that automatically covers checks when your checking balance is short.
- No annual fee or service charge.
- Simply repay whatever you use at an incredibly competitive variable rate.
- Current Annual Percentage Rate as low as 12.25%*
*APR=Annual Percentage Rate. Rates and terms accurate as of 12/23/2024 and subject to change without notice. All offers of credit subject to credit approval; applicants may be offered credit at higher rates and other terms. Rates featured are the lowest for the product advertised. Variable APR ranges based on prime rate plus a margin; margin disclosed at account opening. Current Prime rate is 7.50%. Maximum Rate is 18%. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.
Products & Services
Cash Back Checking
Cash Back Rewards with every swipe
Mortgage
Home buying built for you
Vehicle Loans
New, Used, or Lease Buy-Out; You can save with Island
Savings
Make your money work for you
Certificates
Build your wealth with Island’s certificates
Personal Loans
Extra cash for when you need it most
College Loan
Save on college expenses with Island Federal