Share $200 when you refer a friend, family member, or coworker to Island Federal*
1) Refer a Friend to
Island Federal
Know someone who deserves better banking? Invite a family member, friend, neighbor, or coworker to join the Island Federal family! They can either visit any of our convenient branch locations , or simply use your personal referral code to open their Cash Back Checking Account online.
2) Start earning
Cash Back Rewards
It's easy for your friend to qualify:
• Open a Cash Back Checking Account with Debit Mastercard
• Maintain a minimum balance of $500 or more for 90 days.
That's it! No hoops to jump through
3) You Both Win!
Share the Rewards
Once your friend meets the simple requirements, we'll celebrate by depositing $100 directly into both of your accounts. It's our way of saying thank you for helping Island Federal grow our community of members.
Two Ways To Refer:
Share $200 when you refer a friend, family member, or coworker to Island Federal*
Share $200 when you refer a friend, family member, or coworker to Island Federal*
Member Referral Codes will be sent out via email and text message to all Members. If you have not received your unique referral code, please fill out the form below and we will send it to you within 24 hours.
Member Referral Codes will be sent out via email and text message to your contact information on file.
If you have not received your unique referral code, please fill out the form below and we will send it to you within 24 hours.
The Referral Bonus promotion is open to all current Island Federal Credit Union Members in good standing, who refer a friend, co-worker or family member to: Open a new Island Cash Back Checking account with Debit Mastercard. *To receive the referral bonus, both Members must remain in good standing, the new account must be a new Member and maintain a combined checking account/savings account average month end balance of at least $500 for 90 days from account opening. If referred Member successfully completes requirements, Island Federal will deposit $100 bonus in the referring Member’s and new Member’s savings accounts in the month following the 90-day period. Not available for fiduciary accounts that have been closed within 90 days or closed with a negative balance. Bonus will be reported on IRS form 1099-INT. Accounts are subject to approval. Offer valid 09/15/2025-10/31/2025. Offer is subject to change without notice. Membership eligibility applies.
For a Limited Time, Refer a Friend, Co-Worker, or Family Member and receive $100 for you and $100 for them!*
- Open a new Cash Back Checking account with Debit Mastercard® and maintain a minimum balance of $500 for 90 days.
If you have not received your unique referral code via email, please fill out the form below, and we will send it to you.
The Referral Bonus promotion is open to all current Island Federal Credit Union Members in good standing, who refer a friend, co-worker or family member to: Open a new Island Cash Back Checking account with Debit Mastercard. *To receive the referral bonus, both Members must remain in good standing, the new account must be a new Member and maintain a combined checking account/savings account average month end balance of at least $500 for 90 days from account opening. If referred Member successfully completes requirements, Island Federal will deposit $100 bonus in the referring Member’s and new Member’s savings accounts in the month following the 90-day period. Not available for fiduciary accounts that have been closed within 90 days or closed with a negative balance. Bonus will be reported on IRS form 1099-INT. Accounts are subject to approval. Offer valid 09/15/2025-10/31/2025. Offer is subject to change without notice. Membership eligibility applies.
STARTING SEPTEMBER 2, 2024
For a Limited Time, Refer a Friend, Co-Worker, or Family Member and receive $100 for you and $100 for them!*
- Open a New Cash Back Checking account with Debit Mastercard®
- Perform at least 10 qualifying Debit Purchase transactions
- Receive at least 2 qualifying Direct Deposits
- Maintain a combined average monthly balance of $5,000 in your checking and savings accounts
If you have not received your unique referral code via email, please fill out the form below, and we will send it to you.
The Referral Bonus promotion is open to all current Island Federal Credit Union Members in good standing, who refer a friend, co-worker or family member to: Open a new Island Cash Back Checking account with Debit Mastercard. *To receive the referral bonus, the new account must remain in good standing and complete at least two of the following three requirements within the first 90 days of Membership; 1) Perform at least 10 Debit purchase transactions of $5.00 USD or greater per transaction (excludes ATM transactions. Transactions involving peer-to-peer (“P2P”) services such as Venmo, Zelle, or PayPal are ineligible). 2) Have two Qualifying Direct Deposits of $500 or greater made into new Member’s checking or savings account. Qualifying Direct Deposit is defined as electronic deposit made from a payroll provider or government benefits provider by using the ACH network or the Real Time Payment Network. Electronic deposits generated from P2P services not considered eligible transactions. Or 3) maintain a combined checking account/savings account average month end balance of $5,000 USD or greater. If referred Member successfully completes at least two of the three requirements, Island Federal will deposit the bonus in the referring and new Member’s savings accounts in the month following the 90-day period. Not available to fiduciary accounts or those accounts that have been closed within 90 days or closed with a negative balance. Bonus will be reported on IRS form 1099-INT. Accounts are subject to approval. Offer valid 09/03/24 – 11/15/24. Offer is subject to change without notice. Membership eligibility applies.