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Financial Education

Financial Education

How Does Refinancing an Auto Loan Work?

Looking to lower your monthly auto payment or secure better terms that meet your current situation? For qualified consumers, refinancing is one option. If your ...
Financial Education

How Much Can You Borrow with a HELOC?

A home equity line of credit (HELOC) is a type of lending tool that allows property owners to borrow against the equity in their home ...
Money Market Account
Financial Education

What is a Money Market Account?

A money market account (MMA) combines the benefits of a checking and savings account, representing a hybrid between the two account types that offers a ...
Debt Consolidation Loan
Financial Education

How Do Debt Consolidation Loans Work?

Student loans. Auto loans. Credit cards. Home mortgages. Personal loans. Medical bills. Are you overwhelmed by multiple loans and credit cards? It’s easy to find ...
HELOC Requirements
Financial Education

Understanding HELOC Requirements

A HELOC, or home equity line of credit, allows borrowers to borrow money as needed. They are growing in popularity, driven largely by high homeowner ...
Current Mortgage Rates
Financial Education

Current Mortgage Rates on Long Island

Should you apply for a mortgage now or wait for mortgage rates on Long Island to fall? Could they go up in the meantime? Many ...
Financial Education

Used Car Loans on Long Island: What You Need to Know

Vehicle loans are one of the most common ways to finance a used car purchase, as they allow you to spread out the total cost ...
Financial Education

How to Get Pre-Approved for an Auto Loan

Many buyers pursue auto loan pre-approval as a key first step when they’re in the market for a new vehicle. It’s also a smart first ...
Credit Union Membership
Financial Education

8 Powerful Benefits of Credit Union Membership

Are you exploring your banking options? If so, you’re likely deciding between joining a bank or a local credit union. Both have pros and cons, ...
Financial Education

Credit Union Auto Loan Refinancing: A Smart Way to Save

What are you currently paying in interest on your auto loan? If it’s too high and you think you could qualify for a better rate, ...

Useful Financial Sites

In these challenging times, it is absolutely essential for everyone to have an understanding of financial basics. We encourage you to visit these sites for fair, unbiased and useful information about money and personal finances. These are great for you …and your family!

Free Credit Report

You are eligible to receive a free credit report from each of the major credit bureaus once per year.