Member Perks
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Cash Back Rewards
Earn Cash Back with every swipe!
Earns points on both DEBIT and CREDIT card purchases
Two Cards. More Rewards.
Earn points on everyday purchases with your Island Federal Debit or Credit Mastercard.
| Rewards and benefits |
Debit Card
Island Debit Mastercard®
|
Credit Card
Island Credit Mastercard®
|
|---|---|---|
| Points Earned | 1 Point For every $2 spent | 1.5 Points For every $1 spent |
| No Annual Fee | Yes | Yes |
| Redeem Points for Cash Back | Yes | Yes |
| Redeem Points for Travel | Yes | Yes |
| Earn Points Online | Yes | Yes |
| Earn Points In Person | Yes | Yes |
| Earn Points Across All Categories | Yes | Yes |
Enrollment in uChoose Rewards is required to earn rewards points. Points are earned on eligible purchases and are subject to program terms and conditions. Redemption options may vary. Visit uchooserewards.com for additional information.
Frequently Asked Questions
How can I start earning Cash Back Reward with uChoose?
Register your Island Federal Debit or Credit Mastercard at Island Federal uChoose Registration Page.
How can I earn Cash Back Reward uChoose Points?
Once your card is enrolled, Cash Back Rewards points are earned automatically with every qualifying purchase. Earned points are added to your account at the end of each billing cycle.
Is there a cost to participate in Cash Back Rewards through uChoose?
There’s no cost. Membership in uChoose Rewards is absolutely FREE for cardholders, so start shopping and earning today!
Do Cash Back Reward Points expire?
Cash Back Rewards points expire every 1,095 days (three years).
What can I use my Cash Back Reward Points for?
Cash Back Reward Points can be redeemed for cash, gift cards, travel, discounts at gas stations and more. Log in to your account to see all current offers.
The uChoose Rewards® Program allows you to earn points every time you use your Island Debit Mastercard® & Island Credit Mastercard®. Shop at participating retailers and earn additional points. Points can be redeemed at uchooserewards.com.
Some questions you may be asking:
- How do I get started?
Register your card(s) here. - When is a point earned?
1 point is earned for every $2 spent with your Island Debit Mastercard and 1.5 points for every $1 spent on your Island Credit Mastercard - Is there a cost to participate?
There’s no cost. Membership in uChoose Rewards is absolutely FREE for cardholders, so start shopping and earning today! - Where can I view my point activity?
You can access the history of your point activity on the Point Details page once you have registered at uchooserewards.com or click on the number below “Available Points” on the left hand side on the uChoose Rewards site once logged in.
For more Frequently Asked Questions, click here, or visit uchooserewards.com to ask one.
Please visit uchooserewards.com for the Privacy Policy. Terms of Use can be accessed once registered. Thank you.
uChoose Rewards is a registered trademark of Fiserv, Inc.
Products & Services
Cash Back Checking
Mortgage
Vehicle Loans
Savings
Certificates
Personal Loans
College Loan
Our power in numbers
*Must enroll debit Mastercard and/or credit mastercard in uChoose Rewards to receive points.