Island's Credit Mastercard

The one card that has it all

A Great Rate. Great Rewards. No Annual Fee.

• Rate As Low As 7.95%¹ APR*
• No Annual Fee
• No Balance Transfer Fee 
• Track spending and set alerts with CardSecure
• Earn points and redeem for cash back, gift cards, and more with uChoose Rewards

APPLY NOW!Request A Limit Increase Balance Transfer Instructions FAQ's

 To make a balance transfer by phone, please call:1-855 519-9469

Contact Us:

For 24-hour cardholder service or to report a lost or stolen card call:

Classic/Secured Cardholders: 1-855-519-9469

World Cardholders: 1-855-650-7845

*APR=Annual Percentage Rate. Rates effective and subject to change without notice. APR varies based on prime rate plus a margin; margin disclosed at account opening. Current Prime rate is 3.25%. All offers of credit subject to credit approval; applicants may be offered credit at higher rates and other terms. Rates featured are the lowest for the product advertised. Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied Membership eligibility applies.