Credit Cards | Island Federal Credit Union

Island's Credit Mastercard

The one card that has it all

A Great Rate. Great Rewards. No Annual Fee.



  • Introductory Rate As Low As 1.95%1 APR* for 12 Months2
  • No Annual Fee
  • No Balance Transfer Fee 
  • Track spending and set alerts with CardSecure
  • Earn points and redeem for cash back, gift cards, and more with uChoose Rewards

APPLY NOW!Request A Limit Increase Balance Transfer Instructions FAQ's

 To make a balance transfer by phone, please call:1-855 519-9469


Contact Us:

For 24-hour cardholder service or to report a lost or stolen card call:

Classic/Secured Cardholders: 1-855-519-9469

World Cardholders: 1-855-650-7845


Promotional offer is for new Island Federal Credit Card accounts only. *APR=Annual Percentage Rate. Rates effective and subject to change without notice. All offers of credit subject to credit approval; applicants may be offered higher rates and other terms. Rate featured is the lowest for the product advertised. 1 Stated promotional rate of 1.95% APR is valid from the first qualifying transaction for purchases/balance transfers. 2 After the promotional period, the cardholder’s APR will default to the card’s regular non-promotion APR of Prime rate + a margin. Margin disclosed at account opening. Current Prime rate is 4.75%. Maximum Rate is 18%. Membership eligibility applies.




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