Island's Credit
Mastercard®
The one card that has it all.
Act now for 3.39% intro APR!
A Great Rate. Great Rewards. No Annual fee.
- Introductory Rate as low As 3.39%1 APR* for 12 Months2
- No Annual Fee
- No Balance Transfer Fee
- Earn points and redeem for cash back, gift cards, and more with uChoose Rewards
Discover the Island Federal Credit Mastercard, designed to give you more! Enjoy a low 3.39% intro APR* for the first 12 months on both new purchases and balance transfers, with no balance transfer fee. Plus, earn Cash Back Rewards with every purchase, making it easier to reach your financial goals while enjoying the perks of your new card. Don’t miss out—apply today and start maximizing your savings!
To make a balance transfer by phone, please call:1-855 519-9469
Click for Balance Transfer Instructions
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Promotional offer is for new Island Federal Credit Card accounts only. Internal balance transfers from another Island Federal Credit Mastercard® excluded. *APR=Annual Percentage Rate. Rates effective 07/15/2025 and subject to change without notice. All offers of credit subject to credit approval; applicants may be offered higher rates and other terms. Rate featured is the lowest for the product advertised. 1 Stated promotional rate of 3.39% APR is valid for new accounts only, from the first qualifying transaction for purchases/balance transfers. 2 After the promotional period, the cardholder’s APR will default to the card’s regular non-promotion APR of Prime rate + a margin. Margin disclosed at account opening. Current Prime rate is 7.50%. Maximum Rate is 18%. Membership eligibility applies.