Mortgages
Make homeownership a reality for everyone
At Island, we know that the process of purchasing a home can be time-consuming and even somewhat overwhelming.
We are here to make sure that the home buying process is easy and simple for you. Whether you are a first-time home buyer or looking to refinance your current home, Island Federal has you covered. Our online application makes applying for a mortgage quick and easy.
*Apply online in just 10 minutes!
Mortgages
Your key to home ownership
At Island, we know that the process of purchasing a home can be time-consuming and even somewhat overwhelming.
We are here to make sure that the home buying process is easy and simple for you. Whether you are a first-time home buyer or looking to refinance your current home, Island Federal has you covered. Our online application makes applying for a mortgage quick and easy.
*Apply online in just 10 minutes!
Current Rates & Financial Calculators
Exclusive Mortgage Products
Dream It. Achieve It.
Our “Dream It. Achieve It.” program offers a 100% loan to value conventional mortgage.
Heroes Mortgage
Our Heroes Mortgage program is designed to give back to those who serve.
Self Employed Borrowers
Island has an alternative financing option for self-employed borrowers too!
Cut-the-Cost Mortgage
Let Island Federal help pay your closing costs to free up funds.
Mortgage Programs Built For You
Looking for the best mortgages on Long Island? Island Federal Credit Union offers competitive mortgage rates tailored to fit your unique needs. Our mortgage programs include the innovative “Cut-The-Cost” Mortgage, allowing you to roll closing costs into your loan, saving you money upfront. First-time home buyers will appreciate our “Dream-It, Achieve-It” Mortgage, offering up to 100% financing, making it easier than ever to step into homeownership. Whether you’re a first-time home buyer or looking to refinance, Island Federal’s mortgage programs are designed to help you achieve your dream of owning a home on Long Island. Additional programs include:
- First Home Club Program
- Jumbo Mortgage
- FHA & VA Mortgages
To Apply
To apply for an Island mortgage to purchase a new property or to refinance a current one:
Visit one of our Home Lending locations:
Island Federal – Hauppauge
120 Motor Parkway
Hauppauge, NY 11788
Directions
Island Federal – Hicksville
85 E Old Country Rd.
Hicksville, NY 11801
Directions
Speak to a Home Lending Representative
If you don’t think you’re ready to apply or have questions about the home-buying process, you can schedule a call with one of our home-lending representatives. They can help you navigate the application process and answer any questions you may have.
Other Financial Calculators
Questions or Comments
For questions or comments please feel free to reach out to us!
- Contact the Home Lending Department by calling 631-851-1100 ext. 1347
- Email us at [email protected]
Island Federal Webinar: Purchasing a Home in Today's Market
Disclaimer: Island Federal makes every effort to ensure that the information posted is current and accurate; however, we make no warranties of any kind, expressed or implied. Membership eligibility applies.