All Island Federal branches will be closed on Monday, May 29, 2023, in observance of Memorial Day.

Educational Tips on Using Mobile Check Deposit

Free Yourself From Fees, Worries and Hassles.

  • Before logging into the Mobile Deposit app, close all other apps running in the background on your mobile phone.
  • Check cannot be larger than $2,500.00.
  • Sign/Endorse the back of your check, and label it with “RCD” and your member #.
  • When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
  • Flatten folded or crumpled checks before taking your photos.
  • Keep the check within the view finder on the camera screen when capturing your photos. Try not to get too much of the areas surrounding the check.
  • Take the photos of your check in a well-lit area.
  • Place the check on solid dark background before taking the photo of it.
  • Keep your phone flat and steady above the check when taking your photos.
  • Hold the camera as square to check as possible to reduce corner to corner skew.
  • Make sure that the entire check image is visible and in focus before submitting your deposit.
  • No shadows across check.
  • All four corners are visible.
  • Check is not blurry.
  • The MICR line (numbers on the bottom of your check) is readable.
  • Please note: A two-day hold will be placed on the deposit.

Questions? Please feel free to give us a call at 631-851-1100